Get Hours and Directions

Close

105 State Hwy 36, Eatontown, NJ, 07724

Get Directions  Map depicting surroundiing area of Jaguar Monmouth

Dealership Info

Phone Numbers:Service Hours:
  • Mon - Sat7:30 AM - 5:00 PM
  • SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Sat7:30 AM - 5:00 PM
  • SunClosed
Service

Can You Finance a Car with No Credit?

signing car contract



The answer is yes! It may be a bit more difficult, but it’s not impossible. To learn more about no credit car loans or if you’re looking into financing a car with bad credit, contact our finance team at Jaguar Monmouth. If you’re ready to get the process started today, apply for financing online!

Financing with Bad or Even No Credit

When you’re financing a car with no credit, keep in mind that the down payment, as well as interest rates, may be higher than with the average loan. Have a set budget in mind and leave some room for negotiation. You’ll also want to keep these tips in mind:

  • Ask questions and don’t assume you won’t be approved. Though it may seem like the first offer is the only option, that’s not the case. Negotiate and ask questions to see if there’s a better option that would better benefit you, especially if the dealership offers in-house financing options.
  • Revive your credit score. If you have bad credit, build it up. Use your credit card to make small purchases and pay it off immediately, This will raise your credit score, making it easier for you to get a good car loan.
  • Know your budget and your credit score (if you have one). When you apply for financing, your credit score can take a hit. In order to limit the damage done to your score, keep all of your loan applications within a 14-day period.
  • Separate price negotiation from financing. The first offer isn’t the only one. Many dealerships go through multiple lenders.
  • Be prepared for a higher cost. You may receive higher interest rates, a larger down payment, or both if you have no credit. Make sure that you know the risks of trying to delay or defer a car payment.
  • Leasing might be a better option. Ask about the dealership lease offers. While these payments may also be higher than the typical lease, it will cost less than trying to finance a vehicle.

Apply for a Bad Credit Car Loan at Jaguar Monmouth

At Jaguar Monmouth, our finance team makes obtaining the bad credit car loan as easy as possible for you. See our bad credit car finance options, leasing options, and more when you make the trip to Eatontown. Ready to get the process started today? Apply for financing online before you make the trip to our dealership.If you have any questions in the meantime, or want to browse our available Jaguar accessories, don’t hesitate to contact Jaguar Monmouth, your local Jaguar dealer.

More from Jaguar Monmouth

  • 2023 Jaguar F-TYPE Interior

      Offering nothing less than a supercharged V8 and a classy cockpit that’s enhanced by hand-stitched accents and chrome trim, the 2023 Jaguar F-TYPE is the quintessential Jaguar sports car. Below, we’ve outlined what Rumson drivers want to know before stepping into the cabin. Explore the Jaguar F-TYPE interior dimensions, cargo space, and available appointments,…

  • 2023 Jaguar F-TYPE Configurations

      Which of the various 2023 Jaguar F-TYPE configurations will you choose? With both coupe and convertible formats and three unique F-TYPE trim levels, there is certainly no shortage of options. Find the best model for you at Jaguar Monmouth near Rumson. Continue Your Jaguar ResearchContact Us Jaguar F-TYPE Trim Levels: Price Discover the price of…

  • 2023 Jaguar F-TYPE R 0-60 Time & Top Speed

      The 2023 Jaguar F-TYPE R 0–60 times and top speed specs put this celebrated sports car’s prowess on full display—but how fast is a Jaguar F-TYPE R, exactly? Here, at the range-topping trim level, the F-TYPE can fly from 0 to 60 in as little as 3.5 seconds. Moreover, the Jaguar F-TYPE R top…

Jaguar Monmouth 39.9174056, -74.0794598.